News & Updates

Many retired clients assume that once they stop receiving a traditional paycheck, qualifying for a mortgage becomes difficult or impossible. That is not always true. A borrower may no longer have employment income, but they may still have strong assets, strong credit,...

We recently closed a loan for a real estate investor with multiple properties. As a self-employed individual, Tax returns can sometimes tell an incomplete story, leading to debt-to-income (DTI) challenges even for financially strong borrowers. The Challenge: DTI...

Stated Income Mortgage Loans: A Solution for Self-Employed Borrowers Understanding the Bank Statement Program Our bank statement program is a game-changer for self-employed borrowers. Instead of relying on income tax returns to verify income, we analyze 12 or 24...

Self-employed individuals face unique challenges when it comes to qualifying for a mortgage. One of the main reasons is the inconsistency of income that comes with being self-employed. Traditional lenders typically prefer to see stable, predictable income from...

StatedIncomeMortgage.com, a subsidiary of CommercialMortgage.com LLC, is a Florida-based mortgage broker specializing in working with self-employed individuals seeking to purchase or refinance properties without the need for traditional income documentation. Our...

StatedIncomeMortgage.com, a subsidiary of CommercialMortgage.com LLC, is a Florida-based mortgage broker specializing in working with self-employed individuals seeking to purchase or refinance properties without the need for traditional income documentation. Our...