DSCR Loans

  • Loan amounts up to $3.5 Million
  • Cash-out refinances to 75% LTV
  • No ratio option is available
  • 620 FICO minimum
  • All property types
  • Non-Permanent resident aliens and Foreign Nationals
  • Business funds may be used for funds to close
  • Gift or equity and or gift funds allowed case by case
  • No cash-out limit up to 65 LTV, $1MM over 65 LTV
  • First-time homebuyer and first-time investor “OK”
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